Legal · MoneyMentorDesk.com
Privacy Policy
Contents
At MoneyMentorDesk, we are committed to protecting your privacy. This policy explains what information we collect, how we use it, who we share it with, and what rights you have. It applies to all visitors of moneymentordesk.com including those from the United Kingdom, European Union, United States, and other countries.
1 Who We Are
MoneyMentorDesk is an independent personal finance information website operated by Nimra Saleem. We provide educational content about financial products, budgeting, credit, loans, investing, and related topics for readers in the United States and United Kingdom.
2 Information We Collect
Information you provide
- Your name and email address if you submit our contact form
- Message content you send via the contact form
- Email address if you subscribe to our newsletter
We do not require account registration to read content on this website.
Information collected automatically
- IP address and approximate geographic location (country/city level)
- Browser type, version, and operating system
- Pages visited, time spent on each page, and referring URL
- Device type (desktop, mobile, tablet)
- Clicks, scroll depth, and other interaction data
- Cookie identifiers and session data (see Section 5)
This data is collected via Google Analytics and other third-party tools described in Section 6.
3 How We Use Your Information
- To respond to contact form enquiries — your name and email are used solely to reply to your message.
- To improve our website — analytics data helps us understand which content is useful.
- To display advertisements — Google AdSense uses cookies to show relevant ads.
- To maintain website security — server logs help identify and block spam and malicious traffic.
- To comply with legal obligations — we may process data where required by law.
4 Legal Basis for Processing (GDPR)
For visitors from the UK or European Union, we process personal data under the following legal bases:
- Legitimate Interests: Analytics, site improvement, fraud prevention, and website security.
- Consent: Advertising cookies via Google AdSense. You may withdraw consent at any time.
- Contractual Necessity: Processing your contact form message to respond to your enquiry.
- Legal Obligation: Where we are required to retain or disclose data by applicable law.
5 Cookies
| Type | Purpose | Cookies | Expiry |
|---|---|---|---|
| Essential | Required for the site to function. Cannot be disabled. | — | Session |
| Analytics | Google Analytics — understand how visitors use the site. | _ga, _gid, _gat | 24 hrs – 2 years |
| Advertising | Google AdSense — interest-based ads. | IDE, DSID, FLC, AID, TAID | Varies |
Managing cookies in your browser
- Chrome: Settings › Privacy and Security › Cookies and other site data
- Firefox: Options › Privacy & Security › Cookies and Site Data
- Edge: Settings › Cookies and site permissions
- Safari: Preferences › Privacy › Manage Website Data
Opt out of Google Analytics: tools.google.com/dlpage/gaoptout
6 Google AdSense — Additional Disclosure
MoneyMentorDesk.com participates in the Google AdSense program. Google uses cookies to serve ads based on your prior visits to this and other websites. Google may use the DoubleClick cookie for interest-based advertising.
- Opt out of interest-based ads: adssettings.google.com
- Network Advertising Initiative: optout.networkadvertising.org
- Digital Advertising Alliance: optout.aboutads.info
- Your Online Choices (UK/EU): youronlinechoices.eu
For more, see Google’s Privacy Policy.
7 Third-Party Services
- Google Analytics — traffic analysis. Privacy policy
- Google AdSense — display advertising. Privacy policy
- Cloudflare — CDN and security. Privacy policy
- Hostinger — web hosting. Privacy policy
- WordPress — content management system. Privacy policy
8 Data Sharing
We may share data only in these limited circumstances:
- With service providers — Google Analytics and Google AdSense, solely to operate the website.
- For legal compliance — if required by law, court order, or to protect user safety.
- In a business transfer — if the site is ever transferred or acquired, users will be notified beforehand.
9 Data Retention
10 Your Rights
UK & EU Rights (UK GDPR / EU GDPR)
Contact us at contact@moneymentordesk.com to exercise any right. We will respond within 30 days. UK residents may also complain to the ICO at ico.org.uk or call 0303 123 1113.
California Residents (CCPA)
- Right to Know: Categories and pieces of personal information we collect and use.
- Right to Delete: Request deletion of your personal information.
- Right to Opt-Out: We do not sell personal information.
- Right to Non-Discrimination: We will not discriminate for exercising CCPA rights.
Email contact@moneymentordesk.com with subject line “CCPA Rights Request”.
11 International Data Transfers
If you are visiting from the UK or EU, some of our third-party providers (including Google) transfer data to the United States. These transfers are conducted under appropriate safeguards including Standard Contractual Clauses approved by the European Commission and UK adequacy regulations.
12 Children’s Privacy
MoneyMentorDesk.com is not directed at children under the age of 13 (US) or 16 (UK/EU). We do not knowingly collect personal data from children. If you believe we have inadvertently collected data from a child, please contact us and we will delete it promptly.
13 Changes to This Policy
We may update this Privacy Policy from time to time. Material changes will be reflected by updating the “Last Updated” date at the top of this page. Continued use of the website after any changes constitutes acceptance of the updated policy. Previous versions are available on request.
14 Contact Us
For any questions, concerns, or requests regarding this Privacy Policy or your personal data:
- Email: contact@moneymentordesk.com
- Contact form: moneymentordesk.com/contact-us
- Response time: Within 30 days of receiving your request.