Free car-finance and loan calculators for UK and US drivers. Work out monthly payments, interest, early-payoff savings and more — each tool is quick, mobile-friendly and shows the figures in seconds.
PCP Calculator UK
Work out your monthly PCP payment, the optional final payment (balloon / GMFV) and the total cost of credit.
Open calculator →Car Finance Calculator UK (PCP vs HP)
Compare PCP and Hire Purchase monthly payments and total cost side by side.
Open calculator →Car Loan Early Payoff Calculator
See how much interest you save and how much sooner you’re debt-free by paying your car loan off early.
Open calculator →Refinance Auto Loan Calculator
Check whether refinancing your car loan lowers your monthly payment and total interest.
Open calculator →How to use these calculators
Enter the figures from your quote or loan agreement — price, deposit, APR, term and (for PCP) the optional final payment. Each tool is illustrative: it gives a close estimate to sense-check a dealer or lender quote, but excludes fees, mileage limits and condition charges. Always confirm the total amount payable on your own agreement.